Loan Programs

Conventional Loans

A Fannie Mae Fully Amortizing Fixed Rate and High Balance loan is a conventional mortgage product designed to help qualified borrowers secure competitively priced home financing for conforming and high balance loan limits.  


A Freddie Mac Fully Amortizing Fixed Rate and Super Conforming loan is a conventional mortgage product designed to help qualified borrowers secure competitively priced home financing for conforming and super confirming loan limits.  



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VA Loans

A mortgage loan program established by the United States Department of Veterans Affairs to help Veterans and their families obtain home financing.

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USDA Loans

The Guaranteed Rural Housing (GRH) Loan Program is designed to assist households in obtaining adequate but modest, decent, safe and sanitary dwellings and related facilities for their own use in rural areas. Loans are limited to applicants with incomes that do not exceed state and local Rural Development (RD) median income limits and property that is designated as rural by RD.

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FHA Loans

Section 203(b) is the centerpiece of FHA's single family mortgage insurance programs. It provides mortgage insurance for a person to purchase or refinance a principal residence.

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Rehab Loans

The FHA Standard 203(k) Rehabilitation Mortgage is used to purchase or refinance a home that needs structural rehabilitation or major repairs in excess of $35,000. A HUD Consultant is required for FHA Standard 203(k) transactions.


The Fannie Mae HomeStyle® Renovation Mortgage option provides a convenient and economical way for borrowers considering moderate home improvements to make repairs and renovations with a single-close first mortgage.



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One-Time-Close

For Manufactured, Modular, and Stick Built properties: finance the construction, lot purchase, and permanent mortgage all with a single One-Time Close loan. No Re-QualificationNo Second Appraisal.

Why worry about re-qualifying or incurring additional costs? Designed for Manufactured, Modular, and Stick Built housing, this program offers an all-in-one financing option for construction, lot purchase, and permanent mortgage funding with one closing. Because the permanent loan is closed before construction begins, there is no need to re-qualify the borrower, simplifying the construction and purchase process.

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