Getting Mortgage Ready

Welcome to the joys of starting the homebuying process. A house is probably the biggest purchase you will ever make, and it is imperative that you put yourself in the best possible position to get your house.

The main factors to focus on in Getting Mortgage Ready are:

* Your Credit. Your credit score influences how much the loan is going to cost you.

* Your Income.  The stability and variability of your income is going to influence your overall purchasing power.

* Your Funds to Close. How much you can put down is going to influence your purchasing power and the different loan programs you can use.

* Your employment. Your type of employment and employment history influence your being able to be qualified to get a mortgage.