Questions? Call Us at
303-901-6042
Questions? Call Us at
303-901-6042
Mortgage interest rates are at record lows and it could be a really good time to get into the housing market. Of course, to get a mortgage loan for a home purchase lenders will look at your credit score. If you’re scared of what they’ll find when they check, can you still buy a home? Credit Scores Explained Three separate credit reporting bureaus keep track of all your credit history – Equifax, Experian, and TransUnion. They use a scoring system to give you a FICO number to reflect how responsible you are with repaying debts. The breakdown looks like this: Excep...
February 24th, 2021 | Purchasing a Home, Can you a Buy a Home with Bad Credit?
The 2020 housing market surprised everyone by quickly bouncing back after slumping during the first few months of the coronavirus pandemic. What might the coming year hold as the country continues to fight its way through this crisis? The experts at the National Association of Real Estate Editors conference last week made these four predictions for the mortgage world in 2021. Mortgage Rates Will Rise from Record Lows As the COVID crisis eases and the economy improves, long-term mortgage interest rates (which hit multiple historic lows this year) will begin to rise. Averaging 3.0% in 20...
January 13th, 2021 4 Predictions for the 2021 Mortgage Market
All of us at American Liberty Mortgage would like to wish you a Merry Christmas and a Happy New Year! We hope that 2021 is a year full of happiness, health and prosperity for you and your loved ones. All the Best, American Liberty Mortgage
December 23rd, 2020 | Refinancing a Home, Credit, Home Equity, Merry Christmas and Happy New Year